On Point Mortgage Broking

At Point Pillar, everything we do begins with building strong, lasting relationships.

With over 20 years of financial experience, Tim Whitelaw founded Point Pillar to simplify the mortgage process.

“We were looking to restructure our mortgage, and Point Pillar helped us save thousands of dollars. Tim took the time to understand our financial situation and presented us with options we hadn’t considered before. His attention to detail and expert advice led to a restructuring plan that reduced our monthly payments and saved us money in the long run. We’re so thankful for Tim’s help in getting us on the right track!”

— Noah and Isa K.
“Refinancing our home with Point Pillar was one of the best financial decisions we’ve made. Tim worked tirelessly to find us the most competitive rates and tailored a solution that fit our needs perfectly. He not only secured us a better deal but also took the time to explain all our options. We’re saving thousands of dollars each year, and we couldn’t be more grateful for his support and expertise.”

— Emily and Ray T.
“Working with Point Pillar was a game-changer for us. We were able to purchase our dream home through an expressions of interest campaign, and Tim was with us every step of the way. His strategic advice and timely communication ensured we didn’t miss out on a great opportunity. Tim made a potentially overwhelming process so much easier, and we couldn’t be happier with the results!”

 — Jade and Liam R.
“Tim and the team at Point Pillar made the process of purchasing our first home at auction smooth and stress-free. We were initially nervous about bidding, but Tim’s expertise and proactive communication gave us the confidence we needed. He walked us through every detail and was there on the day to support us. Thanks to his guidance, we secured the property at a great price, and we’re thrilled with the outcome. Highly recommend!”

— Sarah and Mark H.
“Tim and the team at Point Pillar’s expertise saved us thousands of dollars by finding a new and more appropriate lending solution for our needs. He took the time to understand our situation in detail and presented options we didn’t even know existed. His ability to think outside the box and act in our best interest truly sets him apart.”

— Glenda and Harry M.
“Beyond his impressive expertise, Tim is simply a great person to work with. He’s relatable, reliable, and truly invested in helping his clients succeed. We wouldn’t hesitate to recommend him to anyone looking for outstanding service and a genuine partner in their financial journey.”

— Lucas and Valentina H.
“Thanks to Tim, we not only secured a great mortgage to purchase our dream home but also gained access to an incredible network of professionals, from accountants to property advisors. His ability to bring everything together was a game-changer for us.”

— Matt and Steph W.
“Tim is the perfect blend of professionalism and approachability. He understood our unique financial situation and provided a solution tailored to our needs. His integrity and down-to-earth demeanor made us feel like we were working with a friend.”


— Tom and Claire H.
“From the very first conversation, Tim and the team at Point Pillar demonstrated a deep understanding of our goals. He’s more than just a mortgage broker, he’s a trusted advisor with a knack for connecting clients to complementary professionals who share his high standards of service.”

— Li and Aran G.
“Tim’s proactive approach and clear communication made what could have been a daunting process incredibly smooth. He always anticipated our needs and went the extra mile to ensure we were comfortable every step of the way.”

— Anita and James C.
“Tim and the team at PointPillar Finance didn’t just help us secure a mortgage; he connected us with trusted professionals for financial planning and conveyancing, making the entire experience stress- free. His network is as impressive as his knowledge, and we couldn’t be happier with the outcome.”

— Cameron and Aimee P.
“Working with Tim was an absolute pleasure. His open and proactive communication meant we were always informed, and there were never any surprises. He kept us in the loop at every stage, and we always felt like we were in good hands.”

— Damien and Alice L.
“What sets Tim apart is his genuine care for his clients. He took the time to understand our long-term financial aspirations and offered tailored solutions that will benefit us for years to come. Plus, he’s just an all-around great bloke to work with!”

— Sophie and Amanda B.
“Tim’s ability to communicate openly and effectively is second to none. He ensured we always understood our options and made us feel confident in our decisions. His commitment to building long-term relationships is evident in every interaction.”

— Kalindi and Rehan D.
“Tim and the team at Point Pillar have an exceptional ability to understand not just our immediate needs but also our long-term financial goals.
He helped us structure our mortgage in a way that aligns perfectly with our wealth-building strategy. His insights have been invaluable, and his approachable nature made the entire process seamless.”

— Akari and Chimon K.
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With over 20 years of experience and a genuine commitment to our
clients, we prioritise relationships over transactions.