FAQ’s

Clients often want to know how much they are eligible to borrow based on their income, expenses, credit history, and deposit. At Point Pillar we can assess these factors and provide a clearer picture of their borrowing capacity.

Clients often seek advice on which loan product suits their needs, whether it’s for a first home, an investment property, or a refinancing option. The team at Point Pillar compare 80 products from 30 lenders to find the most suitable loan for each individual situation.

We’ll be able to provide clarity on interest rates and how they affect loan repayments. The team can also provide insights on rate trends, fixed vs. variable rates, and which lenders offer competitive deals.

Clients often want to understand the total cost of securing a loan, including application fees, valuation fees, and ongoing charges. We’ll provide a breakdown of all potential costs and ensure clients are aware of any hidden fees.

Many clients want to know the timeline for securing a loan, from initial application to settlement. Point Pillar can provide realistic expectations for approval times and what steps are involved in the process.