Why use a Broker?

Navigating the world of mortgages and finance can feel overwhelming, especially with so many lenders, products, and options available. That’s where a trusted broker like Point Pillar comes in.

Acting as your personal guide through the lending maze, we take the guesswork out of finding the perfect loan for your needs. Whether you're buying your first home, refinancing, or tackling a complex financial situation, our expertise, access, and personalised approach ensure you’re not just another application – you’re supported every step of the way. Let us handle the hard work while you focus on what matters most: your goals and dreams.

Access to a Wide Range of Lenders and Products:

Point Pillar Finance have access to a panel of 30 lenders and 80 loan products, often including exclusive options not available to the general public. This gives clients a wider selection to choose from, ensuring they find the best mortgage that suits their needs.

Expert Advice and Guidance:

We have in-depth knowledge of the lending market, helping clients navigate complex options, compare rates, and choose the most appropriate solution for their unique financial situation. Point Pillar's expertise ensures clients are making informed decisions.

Saves time and effort

We handle the entire loan application process, saving clients valuable time. We gather necessary documentation, submit applications, and liaise with lenders on behalf of the client, making the entire process more efficient and less stressful.

Ongoing Support

By providing ongoing support throughout the entire loan process, from pre-approval to settlement and beyond, we keep clients informed, handle any issues that arise, and help with future refinancing or restructuring needs.

Cost Savings

Our knowledge of the market and access to competitive products, often mean securing lower interest rates or better terms, helping clients save money over the life of their loan. Point Pillar may also uncover hidden fees or potential savings that clients might miss on their own.

Negotiation Power

We have established relationships with lenders and often have the ability to negotiate better terms and rates on behalf of their clients. This leverage can result in a more favourable loan structure, which may not be available when dealing directly with lenders.

No cost for broker services (Usually)

In most cases, Point Pillar is paid by lenders rather than clients, meaning their services come at no additional cost to the borrower. This makes using Point Pillar a cost-effective way to access expert advice and tailored solutions without the added expense.

Assistance with Complex Scenarios

We assist clients with unique or complex financial situations, such as self-employed individuals, investors, or those with poor credit. They have the expertise and access to lenders who specialise in these types of cases, helping clients navigate challenges that might be difficult to address on their own.

Transparency and Clarity

We provide clear, straightforward advice and ensures clients fully understand the loan process, including all associated costs, terms, and conditions. This transparency helps clients make confident, informed decisions without hidden surprises down the road.

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